One of the ways in which a patient can finance a breast augmentation procedure is by securing a personal loan. A personal loan can often be acquired without the patient being having to use assets as collateral for the loan. However, the loan amount will likely be limited and defaulting on the loan will be damaging to the patient's credit history. Additionally, securing the loan may depend on the patient's existing credit history and the patient's current job and earnings. These factors help the lender to determine whether the patient is a high or low risk. Many lenders will give a loan to a patient for the purpose of breast augmentation financing as long as the patient is considered to a low-risk borrower.