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For many patients who undergo a breast enhancement procedure, such as an augmentation, the breast augmentation financing options are very important. The cost of breast augmentation surgery can vary widely, but in general the procedure is expensive and not likely covered by health insurance. Approximate ranges for this type of procedure may vary from $3,000 to $6,000, but the price can be significantly lower or higher. While many potential breast augmentation patients may not have this amount of money in savings, there are financing options available.
Many surgeons will provide a breast augmentation financing option to patients who wish to undergo an augmentation procedure. The terms of these financing options vary from one surgeon to the next. Therefore, patients who are considering breast augmentation should inquire about financing options early in the process to determine whether the options available suit their financial needs.
Patients who are seriously considering breast augmentation may also consider taking out a personal loan to finance the breast augmentation. The ability to secure a loan for will depend on the patient's credit history and the patient's income. However, if the patient qualifies for the loan, they may be able to afford the surgery.
Breast augmentation patients who own their own home and have a home equity line of credit may also be able to use these funds to finance a breast augmentation procedure. For many patients, this option is ideal as the funds in a home equity line of credit are often available for any purpose desired by the homeowner and likely carry a low interest rate.
Finally, using a credit card to pay for a breast augmentation surgery can be considered a financing option because the patient will be repaying the debt over time according to the terms of the credit card. This is a viable option as long as the available credit on the credit card is enough to cover the cost of the surgery. Ideally, the maximum credit limit will also enable the patient to still have credit available for other purposes after paying for the breast augmentation surgery. However, most credit cards carry high interest rates so this may not be the most economically sound option for breast augmentation financing.